Agri Insurance, Inc. works hard to cultivate the agricultural insurance solutions you need.
Learn About Agri Insurance, Inc.
As a farmer or business owner in the agricultural industry, there may come a day when you face a loss from risks such as natural disasters, pests and diseases, and market fluctuations. Even your hard-earned assets like your crops, livestock, and equipment can fail or break down due to an unexpected event, which is why it’s imperative to have a coverage plan in place to protect everything you’re invested in. This leads us to the most important question to consider—if a disaster were to strike tomorrow, could your agriculture businesses withstand the financial setbacks to make sure your business continues to thrive?
At Agri Insurance, Inc., we know your industry having worked with local farmers and members of the agriculture community for decades. We’ve become a trusted name, partner, and team of advisors to business owners in the agricultural space in Beach, ND, and beyond. Whether you seek innovative risk management solutions, wish to review your current policy, or require assistance with your account, we are committed to providing you with sincere and dedicated service. We welcome you to explore our website, get to know us, and reach out if you have any questions.
Get to Know Us
Our staff is made up of talented and skilled professionals who love what they do. It’s our team’s unique background and qualifications that make us capable of solving your challenges and helping you succeed.
Sustainable Solutions Begin Here
Agri Insurance, Inc. offers a variety of agricultural products to produce a vibrant future.
Why Depend on Agri Insurance, Inc.?
Here’s what sets us apart from the rest.
Get multiple insurance options at your fingertips.
We work with a variety of reputable insurance carriers to give you options.
Serving the Heartland of Beach, ND and Beyond
We come from a small town with big opportunities, and our agency is dedicated to helping you make the most of them. With our comprehensive products and responsive, friendly agents, finding what you need has never been easier.
Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.
If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.
Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.
To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine or chopper could ingest a rock causing equipment failure.
Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not "automatic" on most farm policies.
During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.
Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.
Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.
It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.
What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?
A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.
If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.
To protect yourself and your farm from this type of risk, add care, custody, and control to your insurance policy as an endorsement.
Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.
To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.
There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?
You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.
If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.
Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.
If your tractor, combine, harvester, or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.
Be sure you have coverage to help pay for repairs or other service work for broken glass.
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- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
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